Pay Sir/Madam

It was the third month of this year. So, far you know your financial strength. You have to find the the solutions of which some of your problems don't have  solutions.If there's no solution now,shelf it for next month or near future. Most of our financial problems eminate from negligence,more wants,undermining the next payment compliance and thinking that we are too clever for the situations and that way we are caught unprepared. Did you know that a bad credit shuts the doors everywhere, especially when you really need the money.There are event unexpected which will demand your attention and they will NEED money from you. To have a CLEAN record is better for the rainy days.How do you prepare a clean record? 1.By paying what you can afford. 2.Pay in time  3.To have a credit from your bank 4.To have some assets. It is difficult in these times to be debt-free but at the same time  manage  your debts. Don't OWE more than your salary

Its December month. Some of us will  get bonuses  and some will  not  get  any bonus  Thats a problem. There are three types of -Those who  don't  want to pay. -There  are  those  who always negotiate to Pay less. -There are those who always make promises to pay but keep on postponing. At the same time there  are  those  who  are genuine. There is a last painful  group which  wants everything  but don't  have  money. They  rely on on decieving  and even disappearing on the agreed. Some will abuse  the law because  perhaps you misunderstood  the contract

If they do,we wouldn't have ban increase of court cases and they would have learn from the previous convictions. Perhaps the justice system does not give enough exposure about the procedures in the dock. The cases are minimum publicized. Secondly,very few miviesy are showing us the life in prison.If we can be shown the REAL life with the REAL convicted People in the Prison.Perhaps people could change. We don't expect a dramatic change but there can be a certain impact. Instead we are shown the Prison break who some of them show a successful life. It is therefore very awkward that Crime does pay. The Justice matter is our concern. The Community Organizations, Faith based People,NPO and Schools must all contribute and teach people about how does Justice work 

There  was a man who used to owe more than 50 People.He would borrow  to pay.A Loan shark had his own way of solving the ones who he owed them. The History of Loan shark Easy to lend. Small amounts loans from R100 to  R1000 Bank cards were kept by the Loan Sharks until at the end of the month. Problems  of Loan Shark -Customers would  cancel and change the cards. -Some failed  to pay  the Loan Sharks. -The bad payers couldn't  be traced because the IT systems were not linked to each other. -The bottom line,it was a risky business. Government Intervention  The Government  of South Africa regulated the financial industry.Only accredited Financial Companies which have met the requirements of Fica. Other ways of Paying Although  they were illegaly,these methods were carried out if you fail to pay: -it could be hard  labour. -Your Assets can be seized for a certain time. -Of which  if you  fail to pay at a certain  ti...

This is the behaviour which was copied, inherited in the past years.The throwing away of  -Respect -Culture  -Religion -Wrong Company Respect The Culture  of non-paying starts with losing  Respect.Undermining means you are showing your "wisdom" in another way. Thats why there's always  anger when one wants  to be paid because its not the  money in question  it translates  to despise the owed. Culture Non paying is the undermining Culture which is irresponsible  act.So paying is part of positive  Culture. Religion Religion  covers the  totality of human being.Any religious  person knows its a sin  not to pay your debt. Wrong There are certain people who decieve themselves  that they must not pay debts.

In this  century, we are faced with the mammoth task of  making  people to pay. We must create the culture of Payment. We must educate from 1.Family  Level 2.Payment  of Services 3.Donations 4.Formal Education  5.Responsibility  1.Family  The  head of the  family must make time to "educate" the family  whatever  you do must pay for it. 2.Payment of Services  You must  be open to your child about the payment  of the services of electricity, water and residential  fees. 3.Donations  Although  destinations  are voluntary but  showing the action of appreciation  through financial  means. 4.Formal Education  This should be part of the curriculum.Be in Language  space,Economics,Mathematics  formula and the negative  impact  of non payment. 5.Responsibility  It should be  emphasized the Debt Payment shows Dignity,Respect,Honesty, Trustworthy  and...

You have been getting my various blogs which  I don't  doubt that  they have been helping you.Now you and  me have come to cross  roads. You have a choice whether  you are still interested  or not or give me some topics which you would  like to hear more. One  of your  choice is to email me under  the Subject: No More Blogs nofisa1@gmail.com  then I shall delete  your email. If you don't  respond,then I shall  assume that you do want to Subscribe  to my blogs. All these  blogs  will cost $4.50 per month  payable on the first friday of each month. The next step.I shall  be waiting for 3 days.giving a chance of getting  No More Blogs.On saturday,then I shall  be sending invoices  to the undeleted emails. I don't  believe  in threatening or blackmailing  People  because  my Readers are of Intergrity.It may take a year not paying but the payment may acc...

First of all,what is Subscription? Subscription  is an Agreement  between the two parties offering one or various services for mutual  Benifit When does sibscription becomes  Money laundering? 1.It is when   a PROMISE is paid and is not delivered  or partly delivered. 2.When the SERVICES is not delivered or not in its original form. 3.When the AGREEMENT  is extended unfairly especially prolonged bank deduction  with no further  Agreement. 4.When the money is deducted not  fulfilling the relevant responsibilities  like pretending to be a charity  and asking for  Donations. 5.Money is not for a specific projects like the Money was donated for Cancer Patients but diverted to Cancer Workers where the Donor has been  not be informed. 6.When the Monitors collide with  the Donor including Financial Institutions  or and  Law Enforcers. 7.The Subscriber has the Right to Terminate any Service or  Contra...

You  must ask yourself. Why the anti-money  laundering  policy  is revived  now There must be a reason which  favours  the Authorities.Lets examine  those  reasons: 1.Why a certain  individual  in the Community  is successful. He/She is got expensive cars  and houses which makes to suspect. 2.Do you  remember  a saying "use a thief to catch a thief".Someone acquired  a private wealth and has covered his/her tracks. 3.Its an East Countries  Methodology  tactics  where  a certain class should remain to the lowest level. 4.Its easy to "control" the People when they  don't have money. 5.That creates a class of Superiority and we must all "worship" them,moreover  we are "fools" and they were born great.They  wanf to keep their surnames  high. 6.This has nothing to do with  the Law but "squaring up" the hidden agenda.

Why some Authorities  are concerned about Money laundering? There  are three groups here. The first group is genuine.it wants to eradicate  money laundering.The second group is got  their  own   interest  they  will  reuse the strategies  which was  used by money launderers. The third  group is driven  by jealousy which WANTS  others  must remain on the bottom ladder of the economy.Now, we do distinguish  the real officials who eradicate  MONEY  laundering. The answer is simple look at the  levels of corruptions in their departments. The other  unclassified  group is driven by jealousy.  This third group does not have  any vision  of the country.No service delivery but looking for scapegoat. We hope the Investigation   scope will cover: 1.Financial  institution eligbility of recieving money from here and overseas. 2.Why is the individual  eligi...

Anti-Money laundering Let's  define  theAnti-money laundering. Anti- means against, money is an official  tender  for the exchange  of goods. Laundering is illegal money obtainef through legimate and  illegitimate busines or foreign banks to conceal its origins. To my understanding  if you are given  a job convinced that it is legimate to  me is not laundering. The kind of jobs which will Legimate  will be: 1. Advisory capacity Advisory  capacity to personal  and business. 2. Analysis If you analyze  the business functioning through Researchers  like Bitlabs,Theorem  that will be legitimate. 3. Invest If you invest to a financially registered  company here and overseas  and get Returns at a stipulated  time. 4. Returns  I f your Returns via through the bank,where the taxman can access and determine whether  you are liable or not liable whether  you have reached  the threshold...

It is true that without  money,there's no better Life.What is important  is don't  want or demand  what you cannot afford.It results to heartache and headache and also the related  disease.It becomes  worse when you mismanage your finance. When I looked  at the previous  stats  on this blog the following  order was interesting: South Africa 2,63K  USA 136   Singapore 41 Brazil 8   Germany  8    UK 7 India    7  Ireland   4     Romania 4   Netherlands  3  Sweden  2     Guadalupe 1   Nigeria,Poland,Eswatini and  Ukraine    share 1.What do these  stats tell you?   1.South Africa  needs  more  solutions     in Debt Management.    2.USA has 300 million so  lesser people    are looking  for solution in Debt      Manag...

As much as you the Rights to Pay or not to Pay your debts,the Creditor also have the Right to be paid at the Agreed,stipulated time. The Contract must be clear when the Payment is defaulted due unforseen circumstances like lay-offs, Act of Nature such as Death,Fire, Climate or stolen or forcefully taken or stolen.All this information should be in the contract. Actually the Property from the Creditor is in the state of "borrowing" which means it should be kept intact.If it is returned to the owner he)she may reject and demand more more compensation of which the legal process will determine how much or less should be paid. Under negotiated Agreement,the property may be transferred to the other customer.It is between the two Customers.The Agreement should be taken to the Creditor of which the Creditor may accept or reject it. It is ver rare that the Creditor may compensate the first Buyer because the period which the Buyer had was regarded as the Rental Period.The Buyer will hav...

I have discovered that when the Creditors don't get through their profits or when their profits diminish then they operate underground or operating aggressively openly pushing "Fear" openly. It is a question of undermining the Consumer and having all the prospects of getting more from the Consumer.On my last same blog I urged my Readers to pay their Debts.I also brought how you were scammed. It is good and safe to buy with your credit card but sometimes it can bring and draw the scammers as you shall be seen as a Deep endless Financial Pit which should be "mined" forever. Most of these Creditor are aiming a long parasitical benefit for example the Life Insurance and Funeral  Insurance.Thats why the maturity value does not change while you pay monthly premiums forever.

There are honest and dishonest Clients.At the same time there are good and bad  People.There are other so-called "Poaching " Companies.Most of the time the victims are  spotted. 1.UNPAID DEBT.                                                    There are Companies which work day and night searching your previous paid and unpaid debts.Some are "testing" your memory.Should they found that  you lost an evidence such as receipt then you have to pay  back with interests.That has happened in financial institutions.Have a File or keep it in the memory 🍡 stick. 2.PARENTS/RELATIVE  DEBT.                            Your parents or people related to you  did not pay a "big" loan.All the evidence is presented to you.This Letter of Demand  is accompanied with the Lette...

We all want to live a debt free life.But the circumstances   are dictating that we must have more money.Salaries are stagnant.Fortunatly or Unfortunately  we are living in the Age Of Money.Some of us don't  get enough money.The following measures may help you to a certain extent: 1 Banking At 3 year investment for 50% of your investment will help you after that interest.You must know that we are moving to very difficult  times.You cannot plan your life to debt slaved.The Standard  of Living   increases food,growing of your family where you have to provide.I have seen families collecting left-overs collecting from rubbish bin to survive. 2.Cryptcurrency There is a free and paid Cryptocurrency.I recommend that start  with free Cryptocurrency  like https:// www.cointply.com/r/27E44 and  https://www.coinpayu.com/?r=Ncapai.I do have more free sites you can request  them at nofisa1@gmail.com  Subject: Free Sites. 3.Business idea...

Mmmmh that's a question  which we all don't  like.At some point we did have some debts.We don't  everything  with cash . This is the most difficult  time of the year.Our needs are more than our income. Avoid  paying debt with debt.Just look at your resources and read your contract.You must know when to pay with no hustle.Avoid high interest  and look at the terms of payment.Its a question of how much you could pay per month at the same time how much you can "service." your family.. You see, you can have friends but very very very few  friends who could help financially if you  are lucky enough. What I'm concerning with is just the Management of your  debts.Know this no one is totally debt free whether you are single or married with children.There are few people who could balance their  their income and debts. That's why I continually  work very hard to give opportunities  so that we may live better.These opportunities...

 I have tried to iron out  this culture of Non Payment.This is the scourge of the whole world.The manner in which we were brought  up and some of the "clever" methods and undermining other People.There are certain values which we  have undermined. I shall to iron out what are the results of Non Payment,what will affect you now and future. I know some of us are so clever in such way that they can evade justice and more clever. How will this blog help you?                                      If you are /were                                                               -in business and owed.                                    ...